This year has been tough for travelers. Summer saw expensive airfares, and airfares continue to trend high going into the holiday season. Holiday airfares are already 25-30% higher than last year. It’s enough to make you wonder if you can afford to travel this Thanksgiving or Christmas. CheapAir.com offers a secret weapon: a fly now pay later* option to help manage expenses around this busy and expensive time of year.
How do monthly payments work?
It couldn’t be more simple. Just follow these steps:
- Shop for flights and hotels on CheapAir.com.
- At checkout, choose the monthly payments option.
- Our lending partner, Affirm, will then ask you a few questions to conduct a real-time approval in minutes. You provide your full name, mobile number, email address, date of birth, and the last four digits of your Social Security number. You then find out if you qualify for monthly payments and can quickly complete your flight purchase!
- For purchases of $100.00 or more, you’ll generally see three payment options (3, 6, or 12 months), exactly how much your monthly payment will be under each option, and your interest rate (*rates from 10-36% APR based on creditworthiness). Choose the payment option that makes the most sense for you.
That’s all you need to do to buy your holiday airline tickets now and spread out easy, budget-friendly payments. For more detailed information about how it all works, you can read more about monthly payments for flights.
Why book holiday flights and hotels with monthly payments?
Thanksgiving and Christmas are a time of the year when financial obligations can balloon. When you book your airline tickets and hotel rooms and pay for them on an installment plan, it takes the up front costs down to a much more manageable level.
In addition, the straightforward approval process means that underserved shoppers – those people who don’t have or want a credit card – can buy flights without having to shell out the entire cost on the front end. It’s a great way to help manage your holiday budget.
Get pre-approved for a specific dollar amount
You can also be pre-approved and given a specific dollar amount. Once prequalified, you’re given a virtual travel budget that can be drawn from after you’ve thoroughly researched destinations, accommodation and airfare. Then pay over a specified time.
Once you’ve been approved for a travel budget amount, you have 21 days to build out your trip. A trip might include flights and/or accommodation. As a traveler adds to the itinerary, the cost will be deducted from your total travel budget – in that way, you’ll always have a running total of what you have left to spend.
That’s it! This holiday season will be expensive. If you’re feeling the pinch of a tight budget, maybe monthly payments are for you! Read more about the best days to fly this year (with specific dates to consider) at our Holiday Flights page.
*Payment options through Affirm are subject to eligibility, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
Payment lete
Pity it is only for USA. Would be great for is Aussies. Flights out of here are horrendously expensive right now.